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button:hover{background-color:#003b91}@media (max-width:768px){.quote-section{flex-direction:column}}.how-section{background-color:#fff;padding:4rem 1rem;text-align:center}.how-title{color:#036;font-size:2.2rem;font-weight:700;margin-bottom:2.5rem}.how-steps{display:flex;flex-wrap:wrap;gap:2rem;justify-content:center;margin:0 auto;max-width:1200px}.how-card{background:#fff;border-radius:12px;box-shadow:0 8px 20px #00000014;padding:2rem;text-align:center;transition:transform .2s ease;width:320px}.how-card:hover{transform:translateY(-5px)}.how-number{align-items:center;background:#0047ab;border-radius:50%;color:#fff;display:flex;font-size:1.4rem;font-weight:700;height:55px;justify-content:center;margin:0 auto 1rem;width:55px}.how-card h3{color:#036;font-size:1.3rem;margin-bottom:.7rem}.how-card p{color:#444;line-height:1.6}@media (max-width:768px){.how-card{width:90%}}.testimonials-section{background-color:#f7f9fc;padding:4rem 1rem;text-align:center}.testimonials-title{color:#036;font-size:2.2rem;font-weight:700;margin-bottom:2.5rem}.testimonials-grid{grid-gap:1.5rem;display:grid;gap:1.5rem;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));margin:auto;max-width:1200px}.testimonial-card{background:#fff;border-radius:12px;box-shadow:0 6px 18px #00000014;padding:1.5rem 1.8rem;transition:transform .2s ease}.testimonial-card:hover{transform:translateY(-4px)}.testimonial-card p{color:#333;font-style:italic;line-height:1.6}:root{--brand-blue:#003a8c;--brand-blue-dark:#002f6c;--brand-text:#2a2a2a;--brand-light-bg:#f7f9fc;--brand-border:#dce3ed;--brand-white:#fff}body,html{background:#f7f9fc;background:var(--brand-light-bg);color:#2a2a2a;color:var(--brand-text);font-family:Inter,Arial,sans-serif;line-height:1.75;margin:0;padding:0}*{box-sizing:border-box}.navbar{align-items:center;background:#003a8c;background:var(--brand-blue);color:#fff;display:flex;justify-content:space-between;padding:16px 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