*{box-sizing:border-box}body{background-color:#fff;margin:0;padding:0;font-family:Inter,Arial,sans-serif}section{padding:2rem 0}a{color:inherit;text-decoration:none}
.Navbar-module__nuAbfa__navbar{z-index:1000;background:#0a3a8c;justify-content:space-between;align-items:center;width:100%;padding:16px 40px;display:flex;position:sticky;top:0}.Navbar-module__nuAbfa__mobileQuoteButton{background:#fff;border-radius:8px;width:fit-content;padding:12px 16px;font-weight:700;color:#003f91!important}.Navbar-module__nuAbfa__navbar a.Navbar-module__nuAbfa__quoteButton{background:#fff;border-radius:8px;padding:.75rem 1.25rem;font-weight:700;color:#003f91!important}.Navbar-module__nuAbfa__dropdownMenu{z-index:9999;background:#000;border-radius:8px;flex-direction:column;gap:12px;padding:15px 20px;display:flex;position:absolute;top:45px;right:0;box-shadow:0 6px 20px #00000026}.Navbar-module__nuAbfa__navbar a{color:#fff!important}.Navbar-module__nuAbfa__navContainer{padding:1rem 2rem}.Navbar-module__nuAbfa__navLinks{align-items:center;gap:2rem;display:flex}.Navbar-module__nuAbfa__navItem{position:relative}.Navbar-module__nuAbfa__logo{color:#fff;font-size:1.6rem;font-weight:700;text-decoration:none}.Navbar-module__nuAbfa__navRight{align-items:center;gap:32px;display:flex}.Navbar-module__nuAbfa__navRight a{color:#fff;font-size:1.15rem;font-weight:500;text-decoration:none}.Navbar-module__nuAbfa__resourcesWrapper{align-items:center;display:flex;position:relative}.Navbar-module__nuAbfa__resourcesBtn{color:#fff;cursor:pointer;background:0 0;border:none;margin:0;padding:0;font-size:1.15rem;font-weight:500;line-height:1.15rem}.Navbar-module__nuAbfa__dropdown{opacity:0;visibility:hidden;pointer-events:none;background:#000;border-radius:12px;width:260px;padding:14px 0;transition:opacity .2s;position:absolute;top:100%;left:100%;transform:translate(-100%);box-shadow:0 4px 14px #0000001f}.Navbar-module__nuAbfa__dropdown.Navbar-module__nuAbfa__open{opacity:1;visibility:visible;pointer-events:auto}.Navbar-module__nuAbfa__dropdown a{color:#fff;padding:12px 18px;font-size:1.05rem;text-decoration:none;display:block}.Navbar-module__nuAbfa__dropdown a:hover{background:#00f}.Navbar-module__nuAbfa__hamburger{color:#fff;cursor:pointer;background:0 0;border:none;font-size:2rem;display:none}.Navbar-module__nuAbfa__mobileMenu{background:#0a3a8c;flex-direction:column;gap:20px;padding:25px;display:none}.Navbar-module__nuAbfa__mobileMenu.Navbar-module__nuAbfa__open{display:flex}.Navbar-module__nuAbfa__mobileDropdownLabel{color:#fff;cursor:pointer}.Navbar-module__nuAbfa__mobileDropdownContent{flex-direction:column;gap:12px;margin-left:15px;display:flex}.Navbar-module__nuAbfa__mobileDropdownContent a{color:#fff;font-size:1.1rem}@media (max-width:900px){.Navbar-module__nuAbfa__navRight{display:none}.Navbar-module__nuAbfa__hamburger{display:block}}
.Footer-module__EZoWya__footer{color:#fff;background:#0b1a2a;padding:40px 0}.Footer-module__EZoWya__footerContainer{flex-wrap:wrap;justify-content:space-between;gap:40px;max-width:1200px;margin:auto;padding:0 20px;display:flex}.Footer-module__EZoWya__footerSection{flex:1;min-width:250px}.Footer-module__EZoWya__footerTitle{margin-bottom:12px;font-size:1.2rem;font-weight:700}.Footer-module__EZoWya__footerText{color:#cfd8e3;line-height:1.6}.Footer-module__EZoWya__footerLinks{margin:0;padding:0;list-style:none}.Footer-module__EZoWya__footerLinks li{margin-bottom:8px}.Footer-module__EZoWya__footerLinks a{color:#cfe1ff;text-decoration:none}.Footer-module__EZoWya__footerLinks a:hover{text-decoration:underline}.Footer-module__EZoWya__footerBottom{text-align:center;color:#cfd8e3;border-top:1px solid #1f2d3d;margin-top:30px;padding:20px}
.article-container{color:#222;background:#fff;border-radius:12px;max-width:820px;margin:40px auto;padding:20px 30px;font-family:Inter,sans-serif;line-height:1.65;box-shadow:0 4px 18px #00000014}.back-btn{color:#005bbb;margin-bottom:20px;font-size:15px;font-weight:500;text-decoration:none;display:inline-block}.back-btn:hover{text-decoration:underline}.article-container h1{color:#0d1a26;margin-top:20px;margin-bottom:18px;font-size:32px;font-weight:700}.article-container h2{color:#102a43;margin-top:35px;margin-bottom:14px;font-size:26px;font-weight:700}.article-container h3{margin-top:25px;margin-bottom:10px;font-size:20px;font-weight:600}.article-container p{margin-bottom:16px;font-size:17px}.article-container ul{margin-bottom:18px;padding-left:20px}.article-container li{margin-bottom:6px;font-size:16px}.toc-container{background:#f7f9fb;border:1px solid #d9e2ec;border-radius:10px;margin-bottom:30px;padding:20px 24px}.toc-container h3{margin-bottom:10px}.toc-container ul{padding-left:18px}.toc-container li a{color:#005bbb;text-decoration:none}.toc-container li a:hover{text-decoration:underline}.cta-article-btn{background:#005bbb;border-radius:6px;margin:25px 0;padding:12px 22px;font-weight:600;text-decoration:none;transition:background .2s;display:inline-block;color:#fff!important}.cta-article-btn:hover{background:#004a99}.article-container hr{border:none;border-top:1px solid #e5e7eb;margin:35px 0}.rates-table{border-collapse:collapse;width:100%;margin:28px 0 32px;font-size:16px;overflow:hidden}.rates-table th,.rates-table td{text-align:left;vertical-align:top;border:1px solid #d9e2ec;padding:14px 16px}.rates-table th{color:#102a43;background:#f4f7fb;font-weight:700}.rates-table tr:nth-child(2n){background:#fafcff}.rates-table caption{caption-side:top;text-align:left;color:#102a43;margin-bottom:10px;font-weight:700}.cta-btn,.cta-btn-bottom{background:#005bbb;border-radius:8px;margin:24px 0;padding:13px 22px;font-weight:700;text-decoration:none;display:inline-block;color:#fff!important}.cta-btn:hover,.cta-btn-bottom:hover{background:#004a99}.article-markdown{overflow-wrap:anywhere;font-size:17px;line-height:1.8}.article-markdown p{margin:0 0 16px}.article-markdown ul,.article-markdown ol{margin:0 0 20px;padding-left:28px}.article-markdown li{margin-bottom:8px}.article-markdown a{color:#124698;font-weight:600;text-decoration:underline}.article-markdown table{border-collapse:collapse;width:100%;margin:24px 0;font-size:16px}.article-markdown th,.article-markdown td{text-align:left;vertical-align:top;border:1px solid #cbd5e1;padding:12px 14px}.article-markdown th{background:#f1f5f9;font-weight:700}.article-markdown tbody tr:nth-child(2n){background:#f8fafc}@media (max-width:700px){.article-markdown{overflow-x:auto}.article-markdown table{min-width:650px}.rates-table{white-space:nowrap;display:block;overflow-x:auto}}